Montreal Escorts

anyone have a good credit card rate? which bank?

ocean

Active Member
Dec 12, 2006
629
47
28
Hi does anyone have a good credit card rate and if so with which bank?

background info :A while I had some debt like 5K with on my cards, I wanted a better interest rate, the bank laughed at me, so over the past 4 months I have been saying fuck this I am going to discipline myself, bring my balance to zero as step 1.......mission accomplished.

Now ,step 2, find a better rate and tell rbc to fuck itself. Please give good suggestions and tips thanks!!!!!!!
 

The_Expanding_Man

New Member
Nov 22, 2009
67
3
0
Montreal
Banks and credit card companies take pleasure in screwing you with their rates. You have to fight back.

If you have a good credit rating, there are many deals out there for you:

a) MBNA has a promotion offering a balance transfer rate of 1.99% for about 8 or 10 months. MBNA has a gold card with zero annual fee... just don't carry a balance.

b) ScotiaBank always has promotions... but you need a good credit rating to take advantage.

c) get the Momentum Visa from ScotiaBank. $39 annual fee, 1% cash back on all purchases, and 2% for all pre-authorized payments (your Bell bill, internet, cell phone, newspaper, Videotron etc) and 2 % on all gasoline purchases, grocery, pharmacy....

The only way to fight back is to cultivate a good credit rating and take advantage of the best rates....

Good luck
 

anon_vlad

Well-Known Member
Apr 29, 2004
1,541
500
113
Visit site
Avoid the National Bank (Banque Nationale). When last I looked, not only were their rates as bad as the rest, but in addition they sent me spam snail mail and even telephoned me for sell me insurance. I cancelled my card and had to threaten to report them before they stopped bothering me with their wonderful offers.
 
Toronto Escorts