... what would you do?
Short of taking your own life or declaring bankruptcy, what options are there?
Obviously begging for that money from people or doing something illegal isn't really an option.
Consolidation loan didn't help much.
Borrowing more on credit cards or lines of credit is stupid.
Don't have a car or home or anything of substantial value to put down or sell towards the debt.
Anyone have some sound advice (or funds to spare, lol)?
You can reply here (without being rude or crass as I know we can be sometimes) or PM if you prefer.