It's not a strange question, it is a question of safety, a agency girl has the driver who knows when and where she is, indy do not have that safety net, some do not mind ,some do... You have to remember that at the start it is a stranger going to see a stranger...not everybody is an angel...
Actually Merlot the fact that your friend reside in a apartment building makes it more appealing then a remote bungalow in the suburb...