I've had the same questions in the last few years. I think it's a mix of everything. I've seen the landscape change over time, where once I'd go to so many places, a lot have closed since. Rarely gone with indies, I've always been a fan of agencies or parlors, even when I've had my spells with regulars. But yeah, I'd say my financial situation not being the same as in the past probably plays a factor in me being more keen on having a regular or two rather than taking a chance on someone I don't know... I still do but less often.