I see your point, and I know there was further statements about random thought vs financial advice, but I think the idea of a raffle is what I liked, not so much the need to save money over 12 months this way... In that vein, I agree, terrible idea lol.I am sorry, but that's the definition of a terrible idea. - Also at that point, you might as well just put $42 in your SP fund every month.
Why don't we clean the hair out of razors using our fingers next?