Our banking system is extremely American! Meaning there is not one single, unified approach, but all kinds of seemingly random rules and restrictions. Depends on the bank. .
Greenacres is correct. I do my banking with a local bank that I do not believe is even tapped into that system. However I am leery about using foreign ATM machines that are not my bank's due to identity theft. When I rode up to Montreal with Chercherfemmes last summer I was amused because he is using a large international bank and he actually had to call them to tell them he would be in Canada using ATMs, because they have powerful anti-identity theft protocols and CCF feared arrest or legal issues with his card if he did not give them advance notice. He apparently had some big issues in the past using his bank card at a Montreal ATM. They cancelled his card or some shit due to suspected identity theft. And as a result I had to lend CCF money.
I got identity theft protection for free from my bank because they had a breach a few years ago and all customers got free protection. I used a vending machine with a credit card which is the last time I will ever do that, and my identity was sought to be compromised. I got the alert from the service that day, and then cancelled the card. Never again. It was the vending machine that had been hacked into as it was the only time I had used my credit card that particular day. All because I was dying of thirst and had no dollar bills to buy a bottle of water.
You guys obviously think foreign ATMs are safe and secure, good luck with that thinking.
By the ways, regarding Greenacres' comment on random rules and restrictions, I have declared war on Chase because they keep fucking me up with their ridiculous rules and restrictions in my law practice. I got so upset with a restriction they imposed recently that I threatened to subpoena someone higher up the food chain to an Court hearing unless the fuckers backed off, which they did.