I'm curious to see how this evolves. Girls are going to scramble away from OF to other platforms like MYM and FCentro first.
But since this is pressure from the credit card companies, won't be long until they start behaving the same way. From my understading, what OF is doing isn't their decision but the banks. - they don't want to be associated with any company that can't verify consent and legal age of all participants...and as much money as porn generates, the banks can't afford to be associated with known exploitation services.
Honeslty, I think lots of girls are (and should) realize that they've learnt the hardest parts : the marketing (aka the effort required to acquire new customers + efforts to retain rebills). They figured out how to push traffic to their IGs/TW/SC/TikToks etc... which in turn goes to linking services (ex allmylinks) which then sends users to whatever platform the customer may already or be interested in joining. Real question is... why even bother with the platform ?... they could invest into their own and leave out the billing solution for the girls to get for themselves (hello 3rd party billing). But then, they will understand why they are paying 20%... security (both hosting and risk processing / billing) is costly... but its doable. Why promote OF when you can promote your own brand directly?
Bitcoin ? its cool and all, but a real pain when considering how much of a hurdle it is for something that needs to be easy for a compulsive purchase. Then again, once a patron has converted $ into a wallet... he might be more enticed to spend... so compulsive purchases may in fact be realistic in a world where credit cards may no longer be the easy method (enter the opportunity of a porn crypto).
Then, its back to square one: building consumer trust. I would never put my info into a single girl's site (might as well send steam cards at this point)... if they can solve that I don't see why they can't make it work.
In the end its a simple case of adapt or die... very curious to see how this plays out.