Usually indies' policy is giving the envelope as soon as you step in sooo... might as well get something for what I paid (along with the lesson learned)
Yes and no.
Yes Indies and even Agency ladies want to be paid upfront but you can always take the time to look at them and talk a bit with them and take your final decision.
With agencies, If you refuse too often it might affect but I think they know it cannot always be a good match for all client.
No matter the ladies (Merb Indies, Merb Agencies, LL, EI etc), all pics are somewhat "Bait".
Most lady's pics are photoshopped and/or taken with an angle hiding few pounds or hiding Strech marks, Saggy tits etc... And most have their faces hidden.
I never consider lady's pics as "WYSIWYG".
Face for me is part of the body and since it is hidden, you never know. It is most of the time a surprise and can affect the mood for sure.
So for me, a booking with a new never seen before SP is not a contract. And until you accept what you see when you're in front of the lady and pay, you're allowed to leave without any compensation.
I will leave once in a while but rarely because of the "Body/face"... Mostly because of the first impression, the attitude and small talk at the beginning.
Since there is often a "middle man", the booker (Agencies and some Indies...), I often try to confirm the service offered, before I pay, with the lady herself to see if it fits with the sms exchange...
If a girl opens the door without looking at me and doesn't say hello and does not smile, then, unless she's stunning, I'll probably leave.
If I decide to stay, then I 'll ask to confirm the GFE service even if it was clear by sms since she might have a booker.
If she confirms she does No GFE, I will leave explaining that this is not what was agreed by sms. If she's stunning and bubbly, I might be more flexible and sacrifice some of the GFE services...
I might leave a small compensation and I feel to.
Like it happened few years ago when the girl opened the door and I saw she was lightly handicapped... I just said it would not work, left some $$ and left...
It might be awkward to leave sometime. It took me few years to finally stop wasting money on B&S and still today, despite some obvious red flags, I still get disapointments...