It may sound silly but i read so many times guys going to an incall, paying up front, going to the shower, then they come out and some dude is there saying "wtf you doing in my home blablabla" and they have to leave. I know... its LL stories. But it just make me more in confidence to handle the money as i get out of the shower and i am "with her". I am also pretty quick to go to the shower too. Its like hello, im Mike (or my real first name actually lol), glad to meet you, can i use the shower? They say yes and there boom im gone there. Its for 2 reasons. 1 is that im on foot so (especially in summer) i may be sweaty and look "bad" and 2 i don't like to start action right away when im still "wet" of the shower so i do the chit chat when im out for 5-6 min and then we start. Can't afford to double that 5-6 min in an hour booking. Unless the SP reach to kiss me herself, at that point i done nothing but a "friendly hug" at best. I even have the reflex when they advance to kiss me to go for the cheeks like some peoples like to do when they greet someone (my familly used to do that a lot, my aunts and female cousins i mean).
Anyway so right before we go to the bed or anything i think is the better time to give it. But of course it may vary from provider to provider. I mean if im asked right away as i enter and i trust the provider, i will give it. Its just not a reflex i usually have. Its not malicious. I think my reputation also speak for itself. Usually with an indy i like to talk the "little details" like services etc and prices on that BEFORE the meeting so i have the payment ready and complete right away. (Unless they specifically don't want to talk about it in text).
Not a surprise to anyone, but i like being organized... having the right ammount of money, having the incall ETA, having pre-booked etc. And even with all that, the night before a meeting i barely can sleep out of nervosity... after all these years imagine.