Got an std by receiving unprotected oral. The worst part was telling my girlfriend(now my ex); we both had to take the medication.
I wouldn't practice unprotected sex with an escort in the future. I know its really tempting but no matter what other people might say the risk is high.
I went into a private place that screens a lot of sex professional, I believe them when they tell me the risk is high as they see them regularly. Its not just trowed facts.
But still each their own tolerance to risk.
As for the ethical aspect...
Modern society would definitely consider that cheating. But society cannot decide on a contract between two people.
It only regards you and that person, and that other person is the only one that should decide if its OK with her or not. But if you want to be ethical you need to ask her beforehand.
I hear you
@Stan Smith when you say its only physical and I kind of agree. But still a physical interest in someone hold some feelings that might hurt your lover.
I know my ex didn't seem to mind me seeing a professional for a quick release, but she was questioning if I was finding her attractive enough.
Also would you mind having your girlfriend/wife go see male escort? Don't know how I would feel about that...for sure I would ideally want to know as I wouldn't trust how safe it would be.
Now personally, I'm currently single so it's not an issue. Still prefer to date multiple girls outside of the escort industry. Only service I get is massage.
Now whenever I get in a relationship is where I'm not sure, because I know the urge will become real. I don't think I would be able to ask her (risk to lose her) rather than to chose to cheat on her.