It's interesting to hear some of the inner workings and thought process, you ladies have to work through on a daily basis.
I'll apologize in advance if this has been asked before (too many pages!), but what are the biggest pros/cons of working at an agency vs being an Indy? I know the obvious major difference is the pay, but the sacrifice is the additional time spent screening/scheduling/etc, with the caveat that you have more control over who are acceptable clients.
I know I have met some agency SP's who could easily be Indy's, but chose not to. And also some Indy's who are not well prepared to handle all that comes with being self employed/managed.