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How do you stop this?

Toto beefcake

Well-Known Member
May 28, 2022
400
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Don't know where you got your numbers from but in fact...

Fewer than half of adult credit cardholders (47%) carried a balance on a credit card for at least one month in the past year, according to a May 2024 Federal Reserve study. Job No. 1 for anyone with a credit card is to pay off that balance in full at the end of each month.
Meaning 55% pays the total amount each month in USA

As credit cards are the most popular form of payment in Canada, it's not surprising that as of May 2023, the total credit card debt in Canada was $96.9 billion, and 42% of Canadians have credit card debts that are not paid off.
Meaning 58% pays the total amount each month in Canada.

I know it is common those days to claim the situation is dark and darker but it doesn't reflect realty.

Paying for sex industry is not more dommageable than paying for a luxury house or a big car that one can't afford. As long as the bills fit the money income, not much problems. To each to decide where it is best to spend his money.


Some have extra money after paying the bills and saving for the future and spend little or not at all on SP. Other have no savings, hardly pay their bills accumulating debt and are still spending too much on SP. For those, big problems will come for sure.
Like your last two paragraphs.

Also its not common , for darker and dark. Its paying to attention to the world and not just financially .

Also yes so about 50 percent are living paycheque to paycheque, only 30 percent are debt free, 65 and older account for about 57 percent of that .

Also credit card debt is 55 percent up from 43 %last year. So my numbers were off but thank you for your clarification. What explains the rise is basically everything is getting more pricey.

But agains like you said in your last two paragraphs everyone decides what they do with their money .
 
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malboro_man

Active Member
Feb 24, 2005
314
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43
As my salary threw, the “quality” of women got better. It got safer. Now I can “afford” 250-500; a weeky. I don’t really have any disposable income but I’m very comfortable. I can spend as much I want when it comes to shopping and restaurants with my credit cards..
250/week is 13k per year. 500/week is 26k per year. So, you can spend 13-26 k on the hobby. Perhaps, you can spend 13k on the hobby and save 13k. Cut down on the shopping (buy used) and eating out (cook for yourself). You could easily save 30k or more.
 

vanhamm

Well-Known Member
May 18, 2021
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How about going on dates with civilians girl)! And if you find someone that’s great than it should help you to stop?!

Also there is libertin parties

This is sort of replacing SPs :)
I have been off the dating market for a while now 8 or 9 years, but in the last 2 months 2 women showed interest a dental hygienist asked me out for drinks and my neighbor girlfriend friend also wanted to meet me. The thing is when you been single for so long its more confusing to get back in a relationship. If you combine past life experience losing houses and more and the fact that most relationships never last.

I was talking to my mother the other night and she told me i should go out more, i said mom i am 52 where do you want me to go my clubbing days have been over for a very long time, and where to meet women theses days because most i met during my time online dating and been introduce where not serious at all.
 

vanhamm

Well-Known Member
May 18, 2021
361
341
93
43
Of course the decision to stop seeing my SP was also money related, at 140$ a shot, sometimes twice per week, that was between 800-1000$ per month which is insane. If you have the budget for this good for you, but me i don't.

I made some changes with my financial adviser and plan to retire before 60, also my SP wanted to raise her fees so another reason to stop, yes i miss sex but for now i need to control myself.
 

Allnitelong

Member
Oct 18, 2020
78
79
18
Of course the decision to stop seeing my SP was also money related, at 140$ a shot, sometimes twice per week, that was between 800-1000$ per month which is insane. If you have the budget for this good for you, but me i don't.

I made some changes with my financial adviser and plan to retire before 60, also my SP wanted to raise her fees so another reason to stop, yes i miss sex but for now i need to control myself.
Mind sharing the $140 SPs name? Sounds like a deal..,
 

vanhamm

Well-Known Member
May 18, 2021
361
341
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43
Mind sharing the $140 SPs name? Sounds like a deal..,
She aint that price anymore hahahah, she does not advertise anymore and she keeps her regulars, she as a full time job so she does SP on the side and she is pushing 40 so on her last leg i guess.
 

What's My Name

Who Are You?
Mar 16, 2014
1,078
593
113
Montreal
I know but my wank wank consists of seeing the pics on LL, writing to the SP and asking her services. But after that wank wank, my shticksel still wants more
Squeeze harder lol
 
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Dasiana

Active Member
Aug 29, 2023
56
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Invest in your health first. Engage in any sports. You’ll feel good about yourself and look better too. In some activities, you might meet nice ladies. Dancing classes are great, as are tennis and other sports. There's no need to go to clubs.

Invest in your wealth too. Learn new things. Network.

Eventually, you’ll become attractive enough to meet someone special.

Which girl doesn’t want a healthy individual who isn’t broke?

That’s the minimum.

If you want to attract someone you desire, you need to reflect in yourself first what you are attracted to.
 
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